An understanding of financial situations, feeling prepared and being able to define a path toward future financial goals
Healthy Rewards: The Cigna Healthy Rewards program is a discount program that allows Cigna customers to pay discounted rates for a wide variety of health and wellness products, programs and services to include alternative medicine (acupuncture, chiropractic services, massages, physical therapy), fitness memberships, virtual workouts and yoga services, nutritional meal delivery, and vision care. Cigna customers even get Garmin products at a discounted rate.
Cigna 90 Now: Your plan includes a maintenance medication program called Cigna 90 Now. Maintenance medications are taken regularly, over time, to treat an ongoing health condition. Cigna 90 Now offers you more choice in how, and where, you can fill your prescription. Customers may choose to fill their maintenance medications in a 90-day supply. If you choose to fill 90-days at a time, you must use a 90-day contracted pharmacy in the Cigna 90 Now network to be covered. If you choose to fill 30-days at a time, you may use any retail pharmacy in the Cigna 90 Now network. Includes 68,000 pharmacies contracted for 30-day fills (same pharmacies that are in Cigna’s National network – i.e., includes both CVS and Walgreens). Includes 29,000 pharmacies contracted for 90-day fills prescription. Customers may choose to fill their maintenance medications in a 90-day supply. If you choose to fill 90-days at a time, you must use a 90-day contracted pharmacy in the Cigna 90 Now network to be covered. If you choose to fill 30-days at a time, you may use any retail pharmacy in the Cigna 90 Now network. Includes 68,000 pharmacies contracted for 30-day fills (same pharmacies that are in Cigna’s National network – i.e., includes both CVS and Walgreens). Includes 29,000 pharmacies contracted for 90-day fills:
- CVS (including Target and Navarro)
- Walmart
- Kroger (including Harris Teeter Pharmacy, Pick N Save Pharmacy, Fred Meyer Pharmacy, Fry’s Food and Drug)
Tuition.io Student Loan Wellness Program: Like physical or emotional health, financial health is a fundamental component for a happy and healthy life. Financial health measures your ability to meet your financial needs and prepare for unexpected financial emergencies. MSCS wants to help you with your financial health by assisting you in managing student loan debt. MSCS has partnered with Tuition.io to help you identify strategies for managing and paying off college debt. Tuition.io can even assist you with navigating the Teacher Loan Forgiveness and the Public Service Loan Forgiveness Programs as well as help you plan for future college expenses. View additional FAQs here.
- Email documents to [email protected]
- Public Loan Forgiveness
Cigna Life Connected Podcast: Financial Well-being: Wealthy, Healthy and Wise
Financial well-being is having a sense of security in your financial status and little to no financial stress. It’s understanding your financial situation, feeling prepared to deal with unexpected changes, and being able to work toward future financial goals. The five dimensions of well-being are all connected and impact one another – your financial well-being included. If you’re overly stressed or worried about your finances, it can negatively impact your physical and emotional health, and vice-versa. In today’s podcast, you’ll become more AWARE of how financial stress affects our health, how to ACTIVATE a plan to help reduce financial stress, and how to ADOPT behaviors that will help you meet your financial goals.
Housing Assistance: Some local financial institutions (independent entities separate from the district) are ready to assist with free credit analysis to get you moving in the right direction. These institutions may be able to provide a preapproval letter in as little as 72 hours (contingent on the type of loan and your credit score). These institutions may offer several down payment options as needed if you qualify based on their independent guidelines/grant availability. MSCS Total Rewards is committed to securing more partnerships in the future so check back to this page regularly for updates. Some local institutions that have offered support to our employees are listed below:
